Griffin, Georgia, offers a cost of living that is notably more affordable than many other parts of the country. With an overall cost of living index approximately 10% lower than the national average, Griffin appeals to individuals and families seeking a balance between value and quality of life. Whether you’re relocating, retiring, or searching for a budget-friendly city within reach of Atlanta, Griffin provides a compelling mix of affordability and Southern charm.
Overview of the Cost of Living in Griffin, GA
Griffin scores a cost of living index of 90, meaning it’s 10% cheaper than the U.S. average. Compared to other Georgia cities, it’s still 4.2% more affordable than the state average, making it a smart choice for those looking to stretch their dollars in Central Georgia.
Monthly Living Costs
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Single adult: ~$2,159/month (including rent)
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Family of four: ~$4,933/month
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Recommended income for comfortable living:
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Single person: $42,400/year
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Family of four: $41,040/year
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These figures suggest that even with modest income, many residents can enjoy a good standard of living in Griffin.
Housing Costs in Griffin, GA
Housing is one of the most affordable aspects of life in Griffin. The city boasts a housing index of 71, which is nearly 37% lower than the national average.
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Median Home Price: ~$241,980 to $272,500
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Median Rent (2-bedroom apartment): ~$1,332 to $1,418/month
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Rent vs. National Average: 16.1% lower
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Mortgage Payments (avg.): ~$1,934/month
Whether you’re buying or renting, Griffin offers great value compared to metro Atlanta or similar markets across the U.S.
Utility and Transportation Costs
Utilities
Utility bills in Griffin are about 17% lower than the national average, making monthly living costs even more manageable.
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Electricity & Other Utilities (Individual): ~$119/month
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Electricity & Other Utilities (Family): ~$183/month
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Internet (Unlimited 50 Mbps+): ~$62/month
Transportation
Transportation costs are also favorable:
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Gas Prices: ~$3.14/gallon
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Local Transit: ~$2.39 for a ticket
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Monthly Transit Pass: ~$65
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Taxi (5 miles): ~$17
Griffin’s lower transportation costs are ideal for commuters or families with multiple drivers.
Grocery and Food Costs
Grocery prices in Griffin are relatively close to the national average, with some items slightly more expensive.
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Gallon of Milk: $4.70
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Loaf of Bread: $3.99
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Carton of Eggs: $3.49
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Hamburger: $5.57
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Bananas (1 lb): $0.72
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Large Pizza: $9.99
While these prices are within a manageable range, it’s always smart to shop sales or local farmer’s markets to save more.
Healthcare Expenses
Healthcare in Griffin is comparable to national averages:
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Doctor’s Visit: ~$97.40 – $139.90
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Dentist Visit: ~$108 – $115
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Optometrist Visit: ~$128
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Prescription Drugs: ~$242.88
Residents find that Griffin’s healthcare services are accessible and affordable without significant deviation from national norms.
Income vs. Affordability
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Median Household Income: ~$37,178 to $44,021
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Median Individual Income: ~$35,592
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Average After-Tax Salary: ~$4,300/month
Even though income levels are slightly below the national average, Griffin’s lower living expenses offset this, making it possible to live well on a modest budget. The 28% rule suggests a monthly income of around $5,064 would comfortably cover a $1,418 rent, which is within reach for many professionals.
Pros and Cons of Living in Griffin, GA
Pros
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Affordable housing and low utility costs
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Lower transportation expenses
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Manageable healthcare costs
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Small-town feel with access to Atlanta’s amenities
Cons
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Slightly higher grocery prices
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Median income lower than national average
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Limited job opportunities in some industries
Full article on Griffin Pros and Cons availible here: Griffin GA Pros & Cons
Final Thoughts: Is Griffin, GA Affordable?
Yes, Griffin, GA is a highly affordable place to live, especially for those looking to escape high-cost urban markets. The city offers a lower cost of living in nearly every category—housing, utilities, transportation—while maintaining access to quality healthcare and everyday conveniences. While incomes are modest, the reduced expenses balance the scale, making Griffin an excellent option for families, retirees, remote workers, and anyone looking for budget-friendly Southern living.
Frequently Asked Questions
What salary do you need to live comfortably in Griffin, GA?
A single person should aim for at least $42,000 per year, while a family of four can live comfortably on $41,000+ due to the lower cost of living.
Is Griffin, GA cheaper than Atlanta?
Yes, Griffin is significantly more affordable than Atlanta, especially when it comes to housing and transportation.
Are groceries expensive in Griffin?
Groceries are slightly above the national average but still affordable. Items like milk, bread, and meat are comparably priced to other mid-sized cities.
How does Griffin compare to other Georgia cities?
Griffin’s cost of living is lower than most cities in Georgia, with housing costs being especially competitive.
Is Griffin a good place to retire?
Absolutely. With low living expenses and a relaxed pace of life, Griffin is an appealing destination for retirees on a fixed income.
Dekota Oechsle
With a decade of experience in commercial construction and a degree in construction management, I bring a unique perspective to my work as a REALTOR® and real estate investor. Specializing in residential, land, and investment properties, I am dedicated to helping my clients navigate the complexities of the real estate market.
What drives me is more than just transactions; it’s the relationships I build along the way. I believe in serving my clients with integrity and providing detailed, clear communication to ensure they feel confident every step of the way. My passion for real estate, combined with my extensive knowledge of construction, allows me to offer insights that are both practical and strategic.
I am committed to creating a positive experience for my clients, whether they are first-time homebuyers or seasoned investors. Together, we can turn your real estate goals into reality.
I’m here to assist you with your real estate needs; you can reach me at
770-268-0907 or via email at [email protected].